Privacy Policy for Money Wise

Effective Date: 6 February 2025

Introduction

Welcome to Money Wise. This Privacy Policy outlines how we collect, use, and protect your personal information when you use the Money Wise app (“the App”). By accessing or using our Service, you agree to the collection and use of information in accordance with this policy. This Service is provided by the app developer at no cost and is intended for use as-is.

Information We Collect

When you use our Service, we may ask you to provide certain personally identifiable information (“Personal Information”) that can be used to contact, identify, or provide services to you. This information may include, but is not limited to:

  • Email address
  • First and last name
  • Phone number
  • Gender
  • Password or passcode
  • Usage Data (e.g., hardware model, OS version, screen size and density, language, country, unique device identifiers, time zone, device mute status, OEM name, device model, OS build)

Data Storage and Retention

The App does not retain any personal data on external servers. All data is securely stored locally on your device. The developer does not have access to, nor do they manage, your personal information. Your data remains under your control, and any backup, deletion, or data management must be performed by you directly on your device.

Third-Party Services

Our app integrates with third-party services that may collect information to identify you. These services may have their own data collection, usage, and protection practices. We recommend reviewing their privacy policies:

  • Google Play Services
  • Apple Services
  • AdMob
  • Google Analytics for Firebase

Log Data

In the event of an error while using the app, we collect Log Data, which may include your device’s IP address, device name, OS version, app configuration, usage time and date, and other diagnostic information. This data is used solely to improve app performance and diagnose technical issues.

Cookies

While the Service does not explicitly use cookies, third-party services and libraries integrated into the app may utilize cookies to enhance the user experience. You can accept or refuse cookies through your device settings.

Service Providers

We may engage third-party companies and individuals to:

  • Facilitate our Service
  • Provide the Service on our behalf
  • Perform Service-related functions
  • Assist in analyzing how our Service is used

These third parties have access to your Personal Information solely to perform these tasks and are obligated not to disclose or use it for any other purpose.

Data Security

We value your trust in providing your Personal Information. While all data is stored locally on your device, we encourage you to take measures to secure your device, such as enabling strong passwords or encryption. Please note that no method of electronic storage is 100% secure.

Data Breach Response

In the unlikely event of a data breach affecting your device, we recommend promptly securing your device, updating passwords, and reviewing any unusual activity. While we do not store personal data on external servers, we are available to provide support if needed.

Links to Other Sites

Our Service may contain links to external websites not operated by us. We encourage you to review the privacy policies of any third-party sites you visit, as we are not responsible for their content or privacy practices.

Your Privacy Rights

GDPR (General Data Protection Regulation)

Since the App does not store user data on external servers, requests related to access, correction, or deletion of personal data must be managed directly on your device. However, for data processed by third-party services, please refer to their respective privacy policies. For any questions regarding data privacy, please contact us.

CCPA (California Consumer Privacy Act)

The App does not sell personal data. All data remains on your device. California residents with questions about their privacy rights may contact us for more information.

Children’s Privacy

Our Service is not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware of such data, we will delete it immediately. If you believe your child has provided us with personal information, please contact us.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We recommend reviewing this page periodically for any changes. Updates are effective immediately upon posting.

Governing Law

This Privacy Policy shall be governed by and construed in accordance with the laws of New Zealand, without regard to its conflict of law principles.

Contact Us

If you have questions or suggestions about our Privacy Policy, please contact us:

Money Wise Developer
Email: [email protected]